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Affordability of Home Ownership

Inquiry

The Housing, Communities and Local Government Committee is holding an inquiry into the affordability of home ownership. Its focus is on people who are looking to buy property for themselves and their families to live in (owner-occupier), as opposed to those who purchase property to rent out as private accommodation (buy-to-let) or as speculative investment.

This inquiry considers the challenges faced by first-time buyers and those on lower incomes to getting, and staying, on the housing ladder, as well as ways that interventions such as financial products and Government policies can help people overcome those challenges.

This inquiry is no longer accepting evidence

The deadline for submissions was 11:59pm on 29 August 2025.

Upcoming events

View all events

No upcoming events scheduled

Past events

Tuesday 10 February 2026
9:45am Public
Affordability of Home Ownership - Oral evidence 10 February 2026
9:45am
  • Matthew Pennycook MP (Minister of State for Housing and Planning at Ministry of Housing, Communities and Local Government)
  • Lucy Rigby KC (Economic Secretary to the Treasury at HM Treasury)
  • Alanna Barber (Deputy Director of Banking and Credit at HM Treasury)
  • Melanie Montanari (Director for Housing Markets and Strategy at Ministry of Housing, Communities and Local Government)
The Boothroyd Room, Portcullis House
Tuesday 6 January 2026
10:00am Public
Affordability of Home Ownership - Oral evidence 6 January 2026
10:00am
  • Beth Rudolf (Co-Chair at Home Buying and Selling Council)
  • Joe Pepper (Chief Executive at PEXA UK)
  • Timothy Douglas (Head of Policy & Campaigns at Propertymark)
10:45am
  • David O'Leary (Executive Director at Home Builders Federation)
  • Steve Collins (Chief Executive at Rentplus-UK)
  • Paul Rickard (Chief Executive at Pocket Living)
The Wilson Room, Portcullis House
Tuesday 18 November 2025
10:00am Public
Affordability of Home Ownership - Oral evidence 18 November 2025
10:00am
  • Sue Phillips (Founder at Shared Ownership Resources)
  • Will Jeffwitz (Head of Policy at National Housing Federation)
  • Ann Santry (Chair of Shared Ownership Code at New Homes Quality Board)
10:45am
  • Henry Jordan (Director of Mortgages at Nationwide)
  • Robin Fieth (Chief Executive at Building Societies Association)
  • Stephanie Charman (Chief Executive at Association of Mortgage Intermediaries)
  • Charles Roe (Director of Mortgages at UK Finance)
The Grimond Room, Portcullis House
Tuesday 28 October 2025
10:00am Public
Affordability of Home Ownership - Oral evidence 28 October 2025
10:00am
  • Vicky Spratt (Housing and Society Correspondent at The i Paper)
  • Peter Levell (Deputy Research Director at Institute for Fiscal Studies)
  • Sophie Hale (Principal Economist at Resolution Foundation)
  • Stanimira Milcheva (Professor of Real Estate Finance at University College London)
The Macmillan Room, Portcullis House

Contact us

We receive a significant number of emails each day. All requests and invitations are considered but we do not respond directly to everyone. Please be aware, the committee does not look at individual cases or specific complaints.

  • Email: hclgcom@parliament.uk
  • Address: Housing, Communities and Local Government Committee, House of Commons, London, SW1A 0AA