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Cost of motor insurance


The Transport Committee held a short inquiry into the cost of motor insurance, focusing on:

  • The reasons and consequences of recent increases in the cost of motor insurance
  • The impact on young people of the high costs of motor insurance
  • The extent to which the cost of motor insurance is influenced by the prevalence of road accidents, insurance fraud, legal costs and the number of uninsured drivers
  • Whether there are public policy implications of the rise in the cost of motor insurance and, if so, what steps the Government might take in response to them.

Follow up inquiry

In light of further concerns about the rising cost of insurance, the Transport Committee agreed to re-open this inquiry and took further oral evidence on 11 October 2011. The Committee published its report on 12 January 2012.

Oral Evidence

11 October 2011

Rt Hon Jack Straw MP, John Spencer, Chairman, Motor Accident Solicitors Society, Andrew Dismore, Access to Justice Action Group, and Paul Evans, CEO, AXA UK; and Mike Penning MP, Parliamentary Under-Secretary of State, Department for Transport, and Jonathan Djanogly MP, Parliamentary Under-Secretary of State for Justice

11 January 2011

Deputy Chief Constable David Ainsworth (lead on vehicle crime), and Chief Superintendant Geraint Anwyl (representing Roads Policing), Association of Chief Police Officers, and Viv Nicholas, Executive Director, European Secure Vehicle Alliance, and David Powell, Manager, Underwriting, Lloyd’s Market Association, and Mark Boleat; David Bott, Vice President, Association of Personal Injury Lawyers, and Laurence Beck, Managing Director of Accident Advice Helpline, Claims Standards Council, and Tony Baker, Director General, and Steve Evans, CEO, Accident Exchange, The Credit Hire Organisation; and Mike Penning MP, Under-Secretary of State, and Pauline Morgan, Head of Driver Licensing and Insurance Team, Department for Transport

9 November 2010

Edmund King, President, AA, and Will Thomas, Head of Car Insurance,, and Dr David Brown, Chair of the Actuarial Profession’s Third Party (Motor) Working Group, Institute and Faculty of Actuaries, and Duncan Anderson, EMB Consultancy; and Nick Starling, Director of General Insurance and Health, Association of British Insurers, and Graeme Trudgill, Head of Corporate Affairs, British Insurance Brokers Association, and Ashton West, Chief Executive, Motors Insurers Bureau, and John Spencer, Chairman, Motor Accident Solicitors Society

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Please note: The Transport Committee examines policy issues relating to the Department for Transport and its associated bodies. It is unable to investigate, or adjudicate on, individual cases.

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