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Access to Financial Services inquiry


The Committee will look at the following issues:

  • What challenges are there to accessing financial services in Scotland?
  • What impact have recent bank branch closures, and the changes in ATM
    funding, had on access to financial services in Scotland?
  • How practical are alternative methods of accessing financial services,
    such as online banking or mobile branch banking?
  • What impact has reductions to the interchange fee had in Scotland?
  • How effective is the Financial Inclusion Programme, at ensuring access to cash
    is available in more remote areas?
  • How effective have financial services regulators been, in ensuring
    continued access to financial services in Scotland?