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Fraud Act 2006 Committee publishes call for evidence

8 March 2022

The House of Lords Committee on the Fraud Act 2006 and Digital Fraud today publishes its call for evidence, inviting the public to provide their views on what measures should be taken to tackle the increase in cases of fraud. The Committee is particularly keen to receive submissions from victims of fraud.

The deadline for submissions is midday on Friday 22 April.

The inquiry

Fraud is the act of gaining a dishonest advantage, often financial, over another person. Under the Fraud Act 2006, a person can commit fraud by false representation, by failing to disclose information, or by abuse of position. Today, fraud is the most commonly experienced crime in England and Wales, accounting for approximately 42% of all crime against individuals, causing losses of billions per year. The pandemic fuelled growth in the use of online services such as banking. This dependency on digital technology has left more and more people vulnerable to increasingly sophisticated fraudsters. The impact of fraud on victims can be significant both financially and emotionally.

The Committee will look at a wide range of issues including:

  • How the provisions laid out in the Fraud Act 2006 are used in practice for the detection, prevention and prosecution of fraud;
  • Whether the act is in need of reform; and
  • How the Act is being applied to tackle fraud committed online or through digital means.
  • What more needs to be done across the public and private sector to stop fraud committed through digital services.

If you have been a victim of fraud and would like to write to the Committee, you need not feel constrained by the questions listed below. We are keen to learn about your experiences whatever they may be.

Baroness Morgan of Cotes, Chair of the Committee, said:

““The amount of fraud being committed is horrifying. It causes billions of lost pounds to the UK economy every year, and for victims it can be harrowing experience and leave a lasting impact on their finances.

“Increasingly sophisticated fraudsters have been targeting people during the pandemic. Around 80% of reported fraud is cyber-enabled and social media is mentioned in tens of thousands of fraud reports.

“Our committee would like to hear from a diverse a range of individuals and organisations and we’re particularly keen to receive submissions from victims of fraud.”

Questions

The Committee’s call for evidence asks questions in the following area:

  • Fraud landscape
  • Action to tackle fraud
  • Legislative remedies
  • Best practice

Further information