Oral evidence transcripts

Inquiry Independent Review of the Financial Ombudsman Service

Witnesses Richard Lloyd, Independent ReviewerCaroline Wayman, Chief Ombudsman and Chief Executive Officer, Financial Ombudsman Service, Sir Nicolas Montagu KCB, Chairman, Financial Ombudsman Service

Inquiry The UK's economic relationship with the European Union inquiry

Witnesses Benoit Rochet, Deputy CEO, Port of Calais, Joachim Coens, CEO, Port of Zeebrugge, and John Keefe, Director of Public Affairs, Getlink (formerly Groupe Eurotunnel); Jon Thompson, Chief Executive and Permanent Secretary, HM Revenue and Customs, Jim Harra, Deputy Chief Executive and Second Permanent Secretary, HM Revenue and Customs, and Karen Wheeler, Director General Cross Government Border Delivery Group, HMRC (at 11.00am).

Inquiry Andy King, Nominated Member of the Budget Responsibility Committee

Witnesses Andy King, Nominated member of the Budget Responsibility Committee.

Inquiry Digital Currencies inquiry

Witnesses David Geale, Director of Policy, FCA, Martin Etheridge, Head of Note Operations, Bank of England, David Raw, Deputy Director Banking and Credit, HM Treasury

Inquiry Economic Crime inquiry

Witnesses Director Donald Toon, Prosperity Command, National Crime Agency, Mark Thompson, Interim Director, Serious Fraud Office

Inquiry VAT inquiry

Witnesses Daniel Lyons, Partner, Tax Policy Group, Deloitte LLP, Richard Allen, Retailers Against VAT Abuse Schemes (RAVAS), Emma Rawson, Technical Officer, Association of Taxation Technicians (ATT), Stephen Taylor, Chair of the VAT Sub-group, Association of Taxation Technicians

Inquiry Appointment of Professor Jonathan Haskel to the Monetary Policy Committee

Witnesses Professor Jonathan Haskel, appointed external member of the Monetary Policy Committee

Inquiry SME Finance inquiry

Witnesses John Glen MP, Economic Secretary to the Treasury, Philip Duffy, Director, Enterprise and Growth, HM Treasury, David Raw, Deputy Director, Banking and Credit, HM Treasury

Inquiry Work of the Valuation Office Agency inquiry

Witnesses Melissa Tatton CB, Chief Executive Officer, Valuation Office Agency, Pedro Wrobel, Chief Strategy Officer, Valuation Office Agency

Inquiry Digital Currencies inquiry

Witnesses Marco Santori, Chief Legal Officer, Blockchain, Obi Nwosu, CEO, Coinfloor, Iqbal Gandham, Chairman, CryptoUK and Managing Director, eToro, Izabella Kaminska, Editor, FT Alphaville

Inquiry Economic Crime inquiry

Witnesses Stephen Curtis, Chairman, The Association of Company Registration Agents (ACRA), Adam Harper, Director of Strategy & Professional Standards, AAT, Mark Hayward, Chief Executive, NAEA Propertymark

Inquiry The UK's economic relationship with the European Union inquiry

Witnesses Jon Thompson, Chief Executive and Permanent Secretary, and Jim Harra, Deputy Chief Executive and Second Permanent Secretary, HM Revenue and Customs

Inquiry The work of the Financial Conduct Authority

Witnesses Andrew Bailey, Chief Executive, Financial Conduct Authority, Charles Randell, Chairman, Financial Conduct Authority

Inquiry Service Disruption at TSB inquiry

Witnesses Andrew Bailey, Chief Executive, Financial Conduct Authority, John Sutherland, Special Adviser, Financial Conduct Authority, and Sheree Howard, Special Adviser, Financial Conduct Authority; Dr Paul Pester, Chief Executive, TSB, Richard Meddings, Chairman, TSB, and Miguel Montes, Chief Operating Officer, Sabadell Group (at 3.30pm).

Inquiry Bank of England Inflation Reports inquiry

Witnesses Dr Mark Carney, Governor of the Bank of England, Sir Dave Ramsden, Deputy Governor, Markets and Banking, Michael Saunders, Member of the Monetary Policy Committee, and Dr Gertjan Vlieghe, Member of the Monetary Policy Committee, Bank of England.

Inquiry Economic Crime inquiry

Witnesses Duncan Hames, Director of Policy, Transparency International UK, Naomi Hirst, Senior Campaigner, Global Witness, Tom Keatinge, Director, Centre for Financial Crime and Security Studies, Royal United Services Institute

Inquiry SME Finance inquiry

Witnesses Amanda Murphy, Head of Commercial Banking, HSBC, Rishi Khosla, CEO, OakNorth, and Ian Smith, Chief Financial Officer, Clydesdale and Yorkshire Banking Group.

Inquiry Re-appointment of Dr Gertjan Vlieghe to the Monetary Policy Committee

Witnesses Dr Gertjan Vlieghe, Member of the Monetary Policy Committee, Bank of England

Inquiry SME Finance inquiry

Witnesses Nikki Turner, SME Alliance, Keith Elliott, Former CEO, Premier Motor Auctions, Craig Keech, Director, Legacy Consulting, Guy Stenhouse, Managing Director, Shancastle InvestmentsLawrence Tomlinson, Chairman, LNT GroupKeith Morgan, CEO, British Business Bank, Suren Thiru, Head of Economics and Business Finance, British Chambers of Commerce

Inquiry Digital Currencies inquiry

Witnesses Ryan Zagone, Director of Regulatory Relations, Ripple, Martin Walker, Director, Centre for Evidence Based Management, Dr Grammateia Kotsialou, King's College London, Chris Taylor, Chief Operating Officer, Everledger